Our Partner Financial Institutions
We collaborate with India's leading banks and NBFCs to bring you competitive rates, flexible terms, and quick approvals for all your financial needs
Experience seamless loan processing with India's most trusted DSA network. We partner with 50+ leading banks to offer you the best rates and instant approvals.
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We collaborate with India's leading banks and NBFCs to bring you competitive rates, flexible terms, and quick approvals for all your financial needs
Detailed terms and conditions for all our loan products
Up to ₹1 Crore
Up to ₹10 Lakh
750+ CIBIL Score Required
Instant Approval
0 Foreclosure Charges
Balance Transfer at Affordable Rates
End to End Digital Paperless
Up to ₹1 Crore with Attractive Interest Rates
Avail Collateral - Free Business Loans
Digitized, Hassle-free Process With Minimal Documentation
Minimum Business Vintage of 3 Years & Owned Residential or Office Property is Mandatory to avail a Business Loan
Quick Disbursal up to 50L Based on Customers Banking
NO ITR or GST Filing Required for Loan amount up to 7L
Loan to Value of the car - 100%
Rate of Interest as Low as - 13.99%
Flexible Loan Tenure up to - 7 Years
Highest Loan Amount Value - 2 Crore
₹10 lakhs for STLAP, ₹50 lakhs for LAP
Property must be within municipal limits with valid property documents
3 years of business vintage; Salaried: 2 years of work experience
LAP/STLAP (self-employed): ₹6,00,000/₹75,000 annual profit
LAP/STLAP (salaried): ₹10 lacs /₹24 lacs salary
Tailor-made Home Loans - Designed to suit different needs and profiles
Minimal Documentation - Easy and quick approvals
Loan Amounts up to 10 Cr - Higher eligibility based on profile
Longer Tenure upto 30 years - Smaller EMIs
Balance Transfer at Same Rates - Switch and save Instantly
Enhanced Eligibility for Salaried - Higher approval chances with digital processes
The customer should possess a valid Registration Certificate (RC) of the tractor to avail the loan
Customer details in the application form must be accurate and valid, including an active PAN linked to Aadhar, for seamless processing
The tractor must not exceed 12 years of age including the loan tenure
The applicant or student must hold an Indian passport or be an Overseas Citizen of India (OCI)
The minimum age of the applicant must be 18 years
The applicant must have applied to a university or received their admission letter
A co-applicant is mandatory for loan disbursal
Our expert team is ready to provide detailed information about loan terms and conditions
With over 5 years of experience in the financial services industry, FundLynk DSA has helped thousands of customers achieve their dreams by securing the right loans at the best possible rates.
Happy Customers
Loans Disbursed
Partner Banks
Approval Rate
To simplify the loan process and make financial services accessible to everyone. We believe in transparency, quick service, and building long-term relationships with our clients.
Licensed and certified by leading financial institutions
Your data and documents are completely safe with us
No hidden charges, complete transparency in all transactions
Get loan approval in just 24 hours with our streamlined process.
We negotiate the best interest rates with our partner banks for you.
Simple documentation process with digital verification.
Our dedicated team is available round the clock to assist you.
+91 9847711648
+91 6382308011
info@fundlynk.in
Plot No 55 Nethaji Nagar Vadakkumathavi Road Elambalur Perambalur - 621220
Get answers to common questions about our loan services
Basic documents include identity proof (Aadhaar/PAN), address proof, income proof (salary slips/ITR), and bank statements for the last 6 months. For business loans, we may need business registration, GST returns, and financial statements. Home loans require property documents and builder agreements.
Personal loans: 2-24 hours with instant digital approval. Business loans: 24-48 hours for amounts up to ₹50 lakhs. Home loans: 3-7 working days after document submission. Car loans: Same day approval and disbursement possible. Gold loans: Instant approval in 10 minutes.
Personal Loan: Min age 21, salary ₹25,000+, CIBIL 750+. Business Loan: 3+ years business vintage, annual turnover ₹10 lakhs+. Home Loan: Age 21-65, stable income, property within city limits. Car Loan: Age 21-65, min income ₹2.5 lakhs annually. Education Loan: Admission confirmation required.
Personal loans: ₹50,000 to ₹1 crore. Home loans: ₹5 lakhs to ₹5 crores. Business loans: ₹1 lakh to ₹1 crore (unsecured). Car loans: Up to 100% on-road price, max ₹2 crores. Gold loans: Based on gold value, up to ₹1 crore. Education loans: Up to ₹1.5 crores for foreign studies.
Home loans: 8.5%-11% p.a. Personal loans: 10.8%-24% p.a. Business loans: 11.5%-18% p.a. Car loans: 9.2%-15% p.a. Gold loans: 7.5%-12% p.a. Education loans: 9.5%-15% p.a. Rates vary based on credit profile, loan amount, and chosen bank.
Processing fees: 0.5%-3% of loan amount (varies by bank and loan type). Some banks offer zero processing fee schemes. Other charges may include documentation, legal, technical evaluation, and insurance charges. We provide complete fee breakdown before loan approval with full transparency.
Yes, we have specialized products for customers with CIBIL scores from 600+. Options include secured loans, co-applicant loans, and higher income verification. We also offer CIBIL improvement consultation and can suggest banks that consider alternative credit assessment methods.
Home loans: Up to 30 years tenure. Personal loans: 1-5 years. Business loans: 1-5 years. Car loans: Up to 7 years. Education loans: Up to 15 years with moratorium. EMI options include fixed, floating, step-up, and step-down structures based on your cash flow.
Home loans: No prepayment penalty for floating rate loans. Personal/Business loans: 2-4% charge for first 1-2 years, then free. Car loans: Usually 4-5% in first year. Gold loans: Generally no prepayment charges. We help you choose lenders with favorable prepayment terms.
We analyze rejection reasons and improve your application profile. With 50+ partner banks, we find alternative lenders with different criteria. We may suggest collateral, co-applicant addition, or waiting period for credit score improvement. Our expertise ensures 98% final approval rate.
Yes, we facilitate balance transfers for better interest rates and terms. Home loan balance transfer can save ₹2-5 lakhs over loan tenure. Top-up loans available at attractive rates for existing customers. We handle the entire switching process including legal documentation.
Absolutely. We use 256-bit SSL encryption and follow RBI data protection guidelines. Information is shared only with relevant banks for processing. We're ISO 27001 certified for information security. Your data is never sold to third parties and is stored securely with regular security audits.
Yes, specialized products for both. NRI loans for property purchase in India with LTV up to 80%. Self-employed can get loans based on ITR, bank statements, business vintage. We have tie-ups with banks offering alternative income assessment methods for freelancers and consultants.
Secured loans require collateral (property, gold, FD) and offer lower interest rates, higher amounts, longer tenure. Examples: Home, car, gold loans. Unsecured loans don't need collateral but have higher rates and stricter eligibility. Examples: Personal, business loans. We recommend based on your needs and profile.
Use our online calculators for instant EMI calculation. Eligibility depends on income, age, credit score, existing obligations. Rule of thumb: EMI shouldn't exceed 40-50% of monthly income. We provide detailed eligibility assessment and help improve your profile for better loan terms.
Complete post-disbursement support including EMI reminders, statement assistance, NOC processing, part-payment coordination, and loan closure documentation. 24/7 customer support for any loan-related queries. We also assist with insurance claims and legal documentation if needed.
Our loan experts are here to help you with personalized assistance