* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header Styles */
.header {
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    color: white;
    padding: 1rem 0;
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.navbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 10px;
}

.nav-brand {
    margin-left: 0;
    padding-left: 0;
}

.brand-logo {
    height: 60px;
    width: auto;
    max-width: 200px;
    display: block;
    object-fit: contain;
    margin-left: 0;
}

.footer-logo {
    height: 50px;
    width: auto;
    max-width: 160px;
    margin-bottom: 1rem;
    display: block;
    object-fit: contain;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-menu a {
    color: white;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-menu a:hover {
    color: #fbbf24;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 50%, #334155 100%);
    position: relative;
    overflow: hidden;
    min-height: 100vh;
    display: flex;
    align-items: center;
    color: white;
    padding: 120px 0 80px;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: 
        radial-gradient(circle at 25% 25%, rgba(59, 130, 246, 0.4) 0%, transparent 50%),
        radial-gradient(circle at 75% 75%, rgba(168, 85, 247, 0.3) 0%, transparent 50%),
        radial-gradient(circle at 50% 50%, rgba(34, 197, 94, 0.2) 0%, transparent 70%);
    z-index: 0;
}

.hero::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="50" cy="50" r="0.5" fill="rgba(255,255,255,0.05)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
    opacity: 0.3;
    z-index: 0;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 5rem;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-content {
    animation: slideInLeft 1s ease-out;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.15), rgba(168, 85, 247, 0.1));
    backdrop-filter: blur(20px);
    border: 1px solid rgba(59, 130, 246, 0.4);
    border-radius: 50px;
    padding: 12px 20px;
    margin-bottom: 2rem;
    font-size: 0.95rem;
    color: #93c5fd;
    font-weight: 500;
    box-shadow: 0 8px 32px rgba(59, 130, 246, 0.2);
}

.hero-badge i {
    color: #fbbf24;
    font-size: 1.1rem;
}

.hero-content h1 {
    font-size: 4.2rem;
    font-weight: 900;
    margin-bottom: 2rem;
    line-height: 1.05;
    background: linear-gradient(135deg, #ffffff 0%, #e2e8f0 50%, #cbd5e1 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    letter-spacing: -0.02em;
}

.highlight {
    background: linear-gradient(135deg, #3b82f6, #8b5cf6, #ec4899);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    position: relative;
    display: inline-block;
}

.highlight::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(135deg, #3b82f6, #8b5cf6);
    border-radius: 2px;
    opacity: 0.6;
}

.hero-accent {
    display: block;
    font-size: 0.65em;
    background: linear-gradient(135deg, #fbbf24, #f59e0b, #fb923c);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-top: 0.75rem;
    font-weight: 700;
}

.hero-description {
    font-size: 1.4rem;
    margin-bottom: 3rem;
    opacity: 0.95;
    line-height: 1.7;
    color: #e2e8f0;
    font-weight: 400;
}

.hero-stats {
    display: flex;
    gap: 3rem;
    margin-bottom: 3rem;
    padding: 2rem 0;
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    justify-content: space-around;
}

.stat-item {
    text-align: center;
    position: relative;
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 900;
    background: linear-gradient(135deg, #3b82f6, #06b6d4);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 0.5rem;
    display: block;
}

.stat-label {
    font-size: 0.9rem;
    color: #cbd5e1;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-weight: 600;
}

.cta-buttons {
    display: flex;
    gap: 1.5rem;
    flex-wrap: wrap;
    margin-bottom: 3rem;
}

.btn {
    padding: 20px 40px;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    position: relative;
    overflow: hidden;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    min-height: 60px;
    white-space: nowrap;
}

.btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
    transition: left 0.6s;
}

.btn:hover::before {
    left: 100%;
}

.btn-primary {
    background: linear-gradient(135deg, #3b82f6, #1d4ed8, #1e40af);
    color: white;
    box-shadow: 0 10px 30px rgba(59, 130, 246, 0.4);
    border: 2px solid rgba(255, 255, 255, 0.2);
    position: relative;
    z-index: 1;
}

.btn-primary:hover {
    background: linear-gradient(135deg, #2563eb, #1e40af, #1e3a8a);
    transform: translateY(-3px);
    box-shadow: 0 20px 50px rgba(59, 130, 246, 0.6);
    border-color: rgba(255, 255, 255, 0.3);
}

.btn-primary:active {
    transform: translateY(-1px);
    box-shadow: 0 8px 25px rgba(59, 130, 246, 0.5);
}

.btn-secondary {
    background: rgba(255, 255, 255, 0.1);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.4);
    backdrop-filter: blur(20px);
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.6);
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(255, 255, 255, 0.1);
}

.hero-features {
    display: flex;
    gap: 2.5rem;
    opacity: 0.9;
    flex-wrap: wrap;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    font-size: 1rem;
    color: #cbd5e1;
    background: rgba(255, 255, 255, 0.05);
    padding: 12px 18px;
    border-radius: 25px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    font-weight: 500;
}

.feature-item i {
    color: #3b82f6;
    font-size: 1.2rem;
}

.hero-visual {
    position: relative;
    animation: slideInRight 1s ease-out;
}

.hero-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 20px;
    padding: 2.5rem;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
    position: relative;
    z-index: 2;
    max-width: 400px;
}

.card-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 2rem;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.header-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 20px rgba(59, 130, 246, 0.3);
}

.header-icon i {
    font-size: 1.5rem;
    color: white;
}

.header-content h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
    margin-bottom: 0.25rem;
}

.header-content p {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
    margin: 0;
}

.progress-bar {
    width: 100%;
    height: 4px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 2px;
    margin-bottom: 2rem;
    overflow: hidden;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, #22c55e, #3b82f6);
    width: 100%;
    border-radius: 2px;
    animation: progressComplete 2s ease-in-out;
}

.progress-steps {
    margin-bottom: 2rem;
}

.step-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1.5rem;
    position: relative;
}

.step-item:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 20px;
    top: 40px;
    width: 2px;
    height: 20px;
    background: rgba(255, 255, 255, 0.2);
}

.step-item.completed::after {
    background: #22c55e;
}

.step-circle {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
    font-weight: 600;
    flex-shrink: 0;
    transition: all 0.3s ease;
}

.step-item.completed .step-circle {
    background: #22c55e;
    color: white;
    box-shadow: 0 4px 12px rgba(34, 197, 94, 0.4);
}

.step-item.active .step-circle {
    background: rgba(59, 130, 246, 0.2);
    border: 2px solid #3b82f6;
    animation: pulseGlow 2s infinite;
}

.step-item.pending .step-circle {
    background: rgba(255, 255, 255, 0.1);
    border: 2px solid rgba(255, 255, 255, 0.3);
    color: rgba(255, 255, 255, 0.6);
}

.step-content h4 {
    font-size: 1rem;
    font-weight: 600;
    color: white;
    margin-bottom: 0.25rem;
}

.step-content p {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
    margin: 0;
}

.step-item.completed .step-content h4 {
    color: #22c55e;
}

.step-item.active .step-content h4 {
    color: #3b82f6;
}

.spinner {
    width: 20px;
    height: 20px;
    border: 2px solid rgba(59, 130, 246, 0.3);
    border-top: 2px solid #3b82f6;
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

.status-message {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    background: rgba(34, 197, 94, 0.15);
    border: 1px solid rgba(34, 197, 94, 0.3);
    border-radius: 12px;
    padding: 1.25rem;
}

.message-icon {
    width: 35px;
    height: 35px;
    background: #22c55e;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.message-icon i {
    color: white;
    font-size: 1rem;
}

.message-content h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #22c55e;
    margin-bottom: 0.25rem;
}

.message-content p {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.9);
    margin: 0;
    line-height: 1.4;
}

@keyframes progressFlow {
    0%, 100% { width: 60%; }
    50% { width: 65%; }
}

@keyframes progressComplete {
    0% { width: 60%; }
    100% { width: 100%; }
}

@keyframes pulseGlow {
    0%, 100% {
        box-shadow: 0 0 0 0 rgba(59, 130, 246, 0.7);
        transform: scale(1);
    }
    50% {
        box-shadow: 0 0 0 8px rgba(59, 130, 246, 0);
        transform: scale(1.05);
    }
}

.floating-elements {
    position: absolute;
    width: 100%;
    height: 100%;
    pointer-events: none;
}

.float-element {
    position: absolute;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 15px;
    padding: 1rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9rem;
    color: white;
    animation: float 6s ease-in-out infinite;
}

.float-1 {
    top: 10%;
    right: -20%;
    animation-delay: 0s;
}

.float-2 {
    top: 60%;
    right: -30%;
    animation-delay: 2s;
}

.float-3 {
    top: 35%;
    left: -25%;
    animation-delay: 4s;
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes pulse {
    0%, 100% {
        transform: scale(1);
    }
    50% {
        transform: scale(1.02);
    }
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-20px);
    }
}

/* Bank Logos Section */
.bank-logos-section {
    padding: 60px 20px;
    background: #f8fafc;
    text-align: center;
}

.bank-logos-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 700;
}

.bank-logos-section .section-subtitle {
    text-align: center;
    font-size: 1.2rem;
    color: #6b7280;
    margin-bottom: 3rem;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
}

.logo-carousel {
    overflow: hidden;
    white-space: nowrap;
    position: relative;
}

.logo-track {
    display: inline-flex;
    animation: scroll 30s linear infinite;
}

.bank-logo {
    background: white;
    border: 2px solid #e5e7eb;
    border-radius: 10px;
    padding: 20px 30px;
    margin: 0 15px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
    min-width: 180px;
    height: 100px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #ffffff, #f8fafc);
}

.bank-logo:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.15);
    border-color: #3b82f6;
}

.bank-logo img {
    max-width: 120px;
    max-height: 60px;
    width: auto;
    height: auto;
    object-fit: contain;
    filter: brightness(0.9) contrast(1.1);
    transition: all 0.3s ease;
}

.bank-logo:hover img {
    filter: brightness(1) contrast(1.2);
    transform: scale(1.05);
}

.bank-logo span {
    font-weight: 600;
    color: #1e40af;
    font-size: 0.9rem;
    text-align: center;
    line-height: 1.3;
    display: block;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.bank-logo:hover span {
    color: #3b82f6;
    transform: scale(1.05);
}

@keyframes scroll {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* Partner Banks Section */
.partner-banks {
    padding: 80px 20px;
    background: linear-gradient(135deg, #f8fafc, #e2e8f0);
}

.partner-banks h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: #1e40af;
}

.section-description {
    text-align: center;
    font-size: 1.2rem;
    color: #6b7280;
    margin-bottom: 3rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.banks-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
    margin-top: 3rem;
}

.bank-card {
    background: white;
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid #e5e7eb;
}

.bank-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

.bank-logo-container {
    width: 80px;
    height: 80px;
    background: white;
    border: 2px solid #e5e7eb;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    padding: 5px;
    transition: all 0.3s ease;
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    overflow: hidden;
}

.bank-card:hover .bank-logo-container {
    border-color: #3b82f6;
    box-shadow: 0 6px 15px rgba(59, 130, 246, 0.2);
    transform: scale(1.05);
}

.bank-logo-bg {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: white;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.bank-logo-img {
    max-width: 55px;
    max-height: 35px;
    width: auto;
    height: auto;
    object-fit: contain;
    filter: brightness(0.9) contrast(1.1);
    transition: all 0.3s ease;
    z-index: 2;
}

.bank-card:hover .bank-logo-img {
    filter: brightness(1) contrast(1.2);
}

.bank-text-logo {
    font-size: 0.7rem;
    font-weight: 800;
    color: white;
    text-align: center;
    line-height: 1.1;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    transition: all 0.3s ease;
    text-shadow: 0 1px 2px rgba(0,0,0,0.3);
    z-index: 2;
    position: relative;
}

.bank-card:hover .bank-text-logo {
    transform: scale(1.05);
    text-shadow: 0 2px 4px rgba(0,0,0,0.4);
}

/* Individual Bank Logo Styles */
.incred-logo {
    background: linear-gradient(135deg, #FF6B35, #F7931E);
}

.chola-logo {
    background: linear-gradient(135deg, #E31B23, #C41E3A);
}

.birla-logo {
    background: linear-gradient(135deg, #0066CC, #004499);
}

.prefr-logo {
    background: linear-gradient(135deg, #00C851, #007E33);
}

.poonawalla-logo {
    background: linear-gradient(135deg, #8E24AA, #6A1B9A);
}

.piramal-logo {
    background: linear-gradient(135deg, #D32F2F, #B71C1C);
}

.tata-logo {
    background: linear-gradient(135deg, #1976D2, #0D47A1);
}

.lt-logo {
    background: linear-gradient(135deg, #FF5722, #D84315);
}

.indiabulls-logo {
    background: linear-gradient(135deg, #FF9800, #F57C00);
}

.icici-logo {
    background: linear-gradient(135deg, #FF5722, #E64A19);
}

.dcb-logo {
    background: linear-gradient(135deg, #4CAF50, #388E3C);
}

.faircent-logo {
    background: linear-gradient(135deg, #2196F3, #1976D2);
}

.i2i-logo {
    background: linear-gradient(135deg, #9C27B0, #7B1FA2);
}

.axis-logo {
    background: linear-gradient(135deg, #A6192E, #8B0000);
}

.axis-finance-logo {
    background: linear-gradient(135deg, #A6192E, #660000);
}

.hdb-logo {
    background: linear-gradient(135deg, #FF6F00, #E65100);
}

.kotak-logo {
    background: linear-gradient(135deg, #E53935, #C62828);
}

.```text
citi-logo {
    background: linear-gradient(135deg, #1976D2, #0D47A1);
}

.bajaj-logo {
    background: linear-gradient(135deg, #1976D2, #0D47A1);
}

.yes-logo {
    background: linear-gradient(135deg, #1976D2, #0D47A1);
}

.rbl-logo {
    background: linear-gradient(135deg, #4CAF50, #388E3C);
}

.iifl-logo {
    background: linear-gradient(135deg, #FF5722, #D84315);
}

.moneyview-logo {
    background: linear-gradient(135deg, #2196F3, #1565C0);
}

.fullerton-logo {
    background: linear-gradient(135deg, #673AB7, #512DA8);
}

.hero-logo {
    background: linear-gradient(135deg, #F44336, #D32F2F);
}

.finnable-logo {
    background: linear-gradient(135deg, #00BCD4, #0097A7);
}

.loantap-logo {
    background: linear-gradient(135deg, #795548, #5D4037);
}

.upwards-logo {
    background: linear-gradient(135deg, #607D8B, #455A64);
}

.bank-card h3 {
    font-size: 1.3rem;
    margin-bottom: 1rem;
    color: #1e40af;
}

.bank-card p {
    color: #6b7280;
    line-height: 1.6;
}

/* Services Section */
.services {
    padding: 100px 20px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
}

.services::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="dots" width="20" height="20" patternUnits="userSpaceOnUse"><circle cx="10" cy="10" r="1" fill="rgba(59,130,246,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23dots)"/></svg>');
    opacity: 0.5;
}

.services h2 {
    text-align: center;
    font-size: 3rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 800;
    position: relative;
    z-index: 1;
}

.services .section-subtitle {
    text-align: center;
    font-size: 1.3rem;
    color: #6b7280;
    margin-bottom: 4rem;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
    position: relative;
    z-index: 1;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
    position: relative;
    z-index: 1;
}

.service-card {
    background: white;
    border-radius: 20px;
    padding: 2.5rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
    border: 1px solid rgba(59, 130, 246, 0.1);
    position: relative;
    overflow: hidden;
    cursor: pointer;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(59, 130, 246, 0.2);
}

.service-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    position: relative;
    overflow: hidden;
}

.service-icon::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(45deg, rgba(255,255,255,0.3), transparent);
    border-radius: 50%;
}

.service-icon i {
    font-size: 2rem;
    color: white;
    position: relative;
    z-index: 1;
}

.service-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 700;
}

.service-card p {
    color: #6b7280;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.service-features {
    list-style: none;
    padding: 0;
    margin-bottom: 2rem;
}

.service-features li {
    display: flex;
    align-items: center;
    margin-bottom: 0.5rem;
    color: #4b5563;
    font-size: 0.9rem;
}

.service-features li::before {
    content: '✓';
    color: #10b981;
    font-weight: bold;
    margin-right: 0.5rem;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: rgba(16, 185, 129, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.7rem;
}

.service-btn {
    width: 100%;
    padding: 12px 24px;
    border: none;
    border-radius: 10px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    color: white;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.service-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: left 0.5s ease;
}

.service-btn:hover::before {
    left: 100%;
}

.service-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(59, 130, 246, 0.4);
}

.services-header {
    text-align: center;
    margin-bottom: 4rem;
    position: relative;
    z-index: 1;
}

.services h2 {
    font-size: 3rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 800;
}

.services-subtitle {
    font-size: 1.3rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2.5rem;
    margin-bottom: 4rem;
    position: relative;
    z-index: 1;
}

.service-card {
    background: white;
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(59, 130, 246, 0.1);
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(135deg, #3b82f6, #8b5cf6);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card:hover {
    transform: translateY(-15px);
    box-shadow: 0 25px 50px rgba(0,0,0,0.15);
    border-color: rgba(59, 130, 246, 0.3);
}

.service-card.premium {
    border: 2px solid #fbbf24;
    box-shadow: 0 15px 35px rgba(251, 191, 36, 0.2);
}

.service-card.premium::before {
    background: linear-gradient(135deg, #fbbf24, #f59e0b);
}

.service-card.featured {
    border: 2px solid #10b981;
    box-shadow: 0 15px 35px rgba(16, 185, 129, 0.2);
}

.service-card.featured::before {
    background: linear-gradient(135deg, #10b981, #059669);
}

.service-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    position: relative;
    box-shadow: 0 10px 20px rgba(59, 130, 246, 0.3);
}

.service-card.premium .service-icon {
    background: linear-gradient(135deg, #fbbf24, #f59e0b);
    box-shadow: 0 10px 20px rgba(251, 191, 36, 0.3);
}

.service-card.featured .service-icon {
    background: linear-gradient(135deg, #10b981, #059669);
    box-shadow: 0 10px 20px rgba(16, 185, 129, 0.3);
}

.service-icon i {
    font-size: 2.5rem;
    color: white;
}

.service-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: linear-gradient(135deg, #fbbf24, #f59e0b);
    color: white;
    padding: 8px 16px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.service-card.featured .service-badge {
    background: linear-gradient(135deg, #10b981, #059669);
}

.service-card h3 {
    font-size: 1.6rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 700;
    text-align: center;
}

.service-description {
    margin-bottom: 1.5rem;
    color: #6b7280;
    line-height: 1.6;
    text-align: center;
    font-size: 1rem;
}

.service-highlight {
    text-align: center;
    margin: 1.5rem 0;
    padding: 1rem;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.1), rgba(147, 197, 253, 0.1));
    border-radius: 12px;
    border: 1px solid rgba(59, 130, 246, 0.2);
}

.rate {
    font-size: 1.3rem;
    font-weight: 700;
    color: #1e40af;
    display: block;
}

.service-features {
    list-style: none;
    margin: 1.5rem 0;
    padding: 0;
}

.service-features li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.75rem 0;
    color: #374151;
    font-size: 0.95rem;
    border-bottom: 1px solid #f3f4f6;
}

.service-features li:last-child {
    border-bottom: none;
}

.service-features i {
    color: #10b981;
    font-size: 1rem;
    flex-shrink: 0;
}

.service-footer {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
    flex-wrap: wrap;
    justify-content: center;
}

.service-btn {
    flex: 1;
    min-width: 140px;
    padding: 16px 24px;
    border-radius: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    cursor: pointer;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: none;
    font-size: 0.95rem;
    min-height: 50px;
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    white-space: nowrap;
}

.service-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: left 0.6s;
}

.service-btn:hover::before {
    left: 100%;
}

.service-btn.primary {
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    color: white;
    box-shadow: 0 6px 20px rgba(59, 130, 246, 0.3);
    border: 2px solid transparent;
}

.service-btn.primary:hover {
    background: linear-gradient(135deg, #2563eb, #1e3a8a);
    transform: translateY(-3px);
    box-shadow: 0 12px 30px rgba(59, 130, 246, 0.5);
    border-color: rgba(255, 255, 255, 0.2);
}

.service-btn.primary:active {
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(59, 130, 246, 0.4);
}

.service-btn.secondary {
    background: rgba(59, 130, 246, 0.05);
    color: #3b82f6;
    border: 2px solid #3b82f6;
    backdrop-filter: blur(10px);
}

.service-btn.secondary:hover {
    background: #3b82f6;
    color: white;
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(59, 130, 246, 0.3);
    border-color: #3b82f6;
}

.service-btn.secondary:active {
    transform: translateY(-1px);
    box-shadow: 0 4px 15px rgba(59, 130, 246, 0.3);
}

/* Additional Services */
.additional-services {
    margin: 4rem 0;
    text-align: center;
    position: relative;
    z-index: 1;
}

.additional-services h3 {
    font-size: 2rem;
    color: #1e40af;
    margin-bottom: 2rem;
    font-weight: 700;
}

.additional-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
}

.additional-item {
    background: white;
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 8px 20px rgba(0,0,0,0.05);
    transition: all 0.3s ease;
    border: 1px solid #e5e7eb;
}

.additional-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 30px rgba(0,0,0,0.1);
}

.additional-item i {
    font-size: 2.5rem;
    color: #3b82f6;
    margin-bottom: 1rem;
}

.additional-item h4 {
    font-size: 1.2rem;
    color: #1e40af;
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.additional-item p {
    color: #6b7280;
    font-size: 0.9rem;
    margin: 0;
}

/* Services CTA */
.services-cta {
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 20px;
    padding: 3rem;
    text-align: center;
    color: white;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.services-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="waves" width="100" height="20" patternUnits="userSpaceOnUse"><path d="M0 10 Q25 0 50 10 T100 10 V20 H0 Z" fill="rgba(255,255,255,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23waves)"/></svg>');
    opacity: 0.3;
}

.cta-content {
    position: relative;
    z-index: 1;
}

.services-cta h3 {
    font-size: 2rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.services-cta p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.services-cta .cta-buttons {
    display: flex;
    gap: 1.5rem;
    justify-content: center;
    flex-wrap: wrap;
}

.services-cta .btn {
    background: white;
    color: #1e40af;
    border: 2px solid white;
}

.services-cta .btn:hover {
    background: transparent;
    color: white;
    border-color: white;
}

/* About Section */
.about {
    padding: 80px 20px;
    background: white;
}

.about h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: #1e40af;
}

.about-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 4rem;
    align-items: start;
}

.about-text h3 {
    font-size: 1.5rem;
    color: #1e40af;
    margin-bottom: 1rem;
    margin-top: 2rem;
}

.about-text h3:first-child {
    margin-top: 0;
}

.about-text p {
    color: #6b7280;
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.about-text ul {
    list-style: none;
    padding: 0;
}

.about-text li {
    padding: 0.5rem 0;
    position: relative;
    padding-left: 1.5rem;
    color: #374151;
}

.about-text li:before {
    content: "✓";
    position: absolute;
    left: 0;
    color: #10b981;
    font-weight: bold;
}

.about-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    margin: 2rem 0;
}

.about-stat {
    text-align: center;
    padding: 1.5rem;
    background: #f8fafc;
    border-radius: 10px;
}

.about-stat h4 {
    font-size: 2rem;
    color: #3b82f6;
    margin-bottom: 0.5rem;
}

.about-stat p {
    color: #6b7280;
    margin: 0;
}

.about-image {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.about-card {
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    color: white;
    padding: 2rem;
    border-radius: 15px;
    text-align: center;
}

.about-card i {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.about-card h4 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.about-card p {
    margin: 0;
    opacity: 0.9;
}

/* Features Section */
.features {
    padding: 80px 20px;
    background: #f8fafc;
}

.features h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: #1e40af;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.feature {
    text-align: center;
    padding: 2rem;
}

.feature i {
    font-size: 3rem;
    color: #3b82f6;
    margin-bottom: 1rem;
}

.feature h3 {
    font-size: 1.3rem;
    margin-bottom: 1rem;
    color: #1e40af;
}

.feature p {
    color: #6b7280;
}

/* Contact Section */
.contact {
    padding: 80px 20px;
    background: white;
}

.contact h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: #1e40af;
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: start;
}

.contact-info {
    space-y: 2rem;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 2rem;
}

.contact-item i {
    font-size: 2rem;
    color: #3b82f6;
    width: 50px;
}

.contact-item h4 {
    color: #1e40af;
    margin-bottom: 0.5rem;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    padding: 15px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: #3b82f6;
}

.contact-form .btn-primary {
    background: linear-gradient(135deg, #25d366, #128c7e);
    border: none;
    transition: all 0.3s ease;
}

.contact-form .btn-primary:hover {
    background: linear-gradient(135deg, #128c7e, #25d366);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(37, 211, 102, 0.3);
}

.contact-form .btn-primary i {
    margin-right: 8px;
}

/* FAQ Section */
.faq {
    padding: 100px 20px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
}

.faq::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="faq-pattern" width="20" height="20" patternUnits="userSpaceOnUse"><circle cx="10" cy="10" r="1" fill="rgba(59,130,246,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23faq-pattern)"/></svg>');
    opacity: 0.5;
}

.faq-header {
    text-align: center;
    margin-bottom: 4rem;
    position: relative;
    z-index: 1;
}

.faq h2 {
    font-size: 3rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 800;
}

.faq-subtitle {
    font-size: 1.3rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

.faq-content {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.faq-item {
    background: white;
    border-radius: 15px;
    margin-bottom: 1.5rem;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
    border: 1px solid rgba(59, 130, 246, 0.1);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    box-shadow: 0 15px 35px rgba(0,0,0,0.12);
    transform: translateY(-2px);
}

.faq-question {
    padding: 2rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: white;
    transition: all 0.3s ease;
    position: relative;
}

.faq-question:hover {
    background: rgba(59, 130, 246, 0.05);
}

.faq-question h3 {
    font-size: 1.2rem;
    color: #1e40af;
    font-weight: 600;
    margin: 0;
    flex: 1;
    line-height: 1.4;
}

.faq-question i {
    color: #3b82f6;
    font-size: 1.2rem;
    transition: transform 0.3s ease;
    margin-left: 1rem;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    background: rgba(59, 130, 246, 0.02);
}

.faq-item.active .faq-answer {
    max-height: 200px;
    padding: 0 2rem 2rem;
}

.faq-answer p {
    color: #374151;
    line-height: 1.7;
    margin: 0;
    font-size: 1rem;
    padding-top: 1rem;
}

.faq-cta {
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 20px;
    padding: 3rem;
    text-align: center;
    color: white;
    margin-top: 4rem;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.faq-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="faq-waves" width="100" height="20" patternUnits="userSpaceOnUse"><path d="M0 10 Q25 0 50 10 T100 10 V20 H0 Z" fill="rgba(255,255,255,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23faq-waves)"/></svg>');
    opacity: 0.3;
}

.faq-cta-content {
    position: relative;
    z-index: 1;
}

.faq-cta h3 {
    font-size: 2rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.faq-cta p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.faq-cta-buttons {
    display: flex;
    gap: 1.5rem;
    justify-content: center;
    flex-wrap: wrap;
}

.faq-cta .btn {
    background: white;
    color: #1e40af;
    border: 2px solid white;
    padding: 16px 32px;
    font-size: 1.1rem;
    font-weight: 600;
}

.faq-cta .btn:hover {
    background: transparent;
    color: white;
    border-color: white;
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(255, 255, 255, 0.2);
}

.faq-cta .btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.7);
}

.faq-cta .btn-secondary:hover {
    background: white;
    color: #1e40af;
    border-color: white;
}

/* Responsive FAQ */
@media (max-width: 768px) {
    .faq {
        padding: 60px 20px;
    }

    .faq h2 {
        font-size: 2.2rem;
    }

    .faq-question {
        padding: 1.5rem;
    }

    .faq-question h3 {
        font-size: 1.1rem;
    }

    .faq-item.active .faq-answer {
        padding: 0 1.5rem 1.5rem;
    }

    .faq-cta {
        padding: 2rem;
        margin-top: 3rem;
    }

    .faq-cta h3 {
        font-size: 1.6rem;
    }

    .faq-cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .faq-cta .btn {
        width: 100%;
        max-width: 280px;
    }
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 3rem 0 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 1rem;
    color: #fbbf24;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    padding: 0.25rem 0;
}

.footer-section a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: #fbbf24;
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 1rem;
    text-align: center;
    color: #9ca3af;
}

/* Hamburger Menu */
.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
    padding: 5px;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background-color: white;
    margin: 3px 0;
    transition: 0.3s;
}

.hamburger.active span:nth-child(1) {
    transform: rotate(-45deg) translate(-5px, 6px);
}

.hamburger.active span:nth-child(2) {
    opacity: 0;
}

.hamburger.active span:nth-child(3) {
    transform: rotate(45deg) translate(-5px, -6px);
}

/* Responsive Design */
@media (max-width: 768px) {
    .hamburger {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: #1e40af;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0,0,0,0.05);
        padding: 2rem 0;
        gap: 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-menu li {
        margin: 1rem 0;
    }

    .nav-menu a {
        padding: 1rem;
        display: block;
        font-size: 1.1rem;
    }

    .banks-grid {
        grid-template-columns: 1fr;
    }

    .about-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .about-stats {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
    }

    .hero-container {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
        padding: 40px 20px 60px;
    }

    .hero-content h1 {
        font-size: 2.8rem;
    }

    .hero-stats {
        justify-content: center;
        gap: 1.5rem;
    }

    .hero-features {
        justify-content: center;
        flex-wrap: wrap;
    }

    .floating-elements {
        display: none;
    }

    .contact-content {
        grid-template-columns: 1fr;
    }

    .cta-buttons {
        justify-content: center;
    }

    .bank-logo {
        min-width: 120px;
        padding: 15px 30px;
        font-size: 1rem;
    }
}

@media (max-width: 768px) {
    .service-footer {
        flex-direction: column;
        gap: 0.75rem;
    }

    .service-btn {
        flex: none;
        width: 100%;
        min-width: auto;
        padding: 14px 20px;
        font-size: 0.9rem;
        min-height: 48px;
    }
}

@media (max-width: 480px) {
    .hero-container {
        padding: 30px 20px 40px;
    }

    .hero-content h1 {
        font-size: 2.2rem;
    }

    .hero-description {
        font-size: 1.1rem;
    }

    .hero-stats {
        flex-direction: column;
        gap: 1rem;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .btn {
        width: 100%;
        max-width: 300px;
        justify-content: center;
        padding: 18px 32px;
        font-size: 1rem;
        min-height: 55px;
    }

    .services-grid,
    .features-grid {
        grid-template-columns: 1fr;
    }

    .bank-logo {
        min-width: 100px;
        padding: 10px 20px;
        margin: 0 10px;
    }

    .service-card {
        padding: 2rem 1.5rem;
    }

    .service-btn {
        padding: 12px 16px;
        font-size: 0.85rem;
        min-height: 45px;
        letter-spacing: 0.3px;
    }
}

/* Smooth scrolling */
html {
    scroll-behavior: smooth;
}

/* Animation classes */
.fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s ease;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}


/* Policy Section */
.policy {
    padding: 100px 20px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
}

.policy::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="policy-pattern" width="30" height="30" patternUnits="userSpaceOnUse"><circle cx="15" cy="15" r="1.5" fill="rgba(59,130,246,0.08)"/></pattern></defs><rect width="100" height="100" fill="url(%23policy-pattern)"/></svg>');
    opacity: 0.7;
}

.policy-header {
    text-align: center;
    margin-bottom: 4rem;
    position: relative;
    z-index: 1;
}

.policy h2 {
    font-size: 3rem;
    margin-bottom: 1rem;
    color: #1e40af;
    font-weight: 800;
}

.policy-subtitle {
    font-size: 1.3rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

.policy-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 2.5rem;
    position: relative;
    z-index: 1;
}

.policy-card {
    background: white;
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(59, 130, 246, 0.1);
    position: relative;
    overflow: hidden;
}

.policy-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(135deg, #3b82f6, #8b5cf6);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.policy-card:hover::before {
    transform: scaleX(1);
}

.policy-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 50px rgba(0,0,0,0.12);
    border-color: rgba(59, 130, 246, 0.3);
}

.policy-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #3b82f6, #1e40af);
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    box-shadow: 0 10px 20px rgba(59, 130, 246, 0.3);
}

.policy-icon i {
    font-size: 2rem;
    color: white;
}

.policy-card h3 {
    font-size: 1.5rem;
    margin-bottom: 2rem;
    color: #1e40af;
    font-weight: 700;
}

.policy-details {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.policy-item {
    padding: 1.25rem;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.05), rgba(147, 197, 253, 0.05));
    border-radius: 12px;
    border: 1px solid rgba(59, 130, 246, 0.1);
    transition: all 0.3s ease;
}

.policy-item:hover {
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.08), rgba(147, 197, 253, 0.08));
    border-color: rgba(59, 130, 246, 0.2);
    transform: translateX(5px);
}

.policy-item h4 {
    font-size: 1.1rem;
    color: #1e40af;
    margin-bottom: 0.5rem;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.policy-item h4::before {
    content: '•';
    color: #3b82f6;
    font-weight: bold;
    font-size: 1.2rem;
}

.policy-item p {
    color: #374151;
    margin: 0;
    line-height: 1.6;
    font-size: 0.95rem;
}

.policy-cta {
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 20px;
    padding: 3rem;
    text-align: center;
    color: white;
    margin-top: 4rem;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.policy-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="policy-waves" width="100" height="20" patternUnits="userSpaceOnUse"><path d="M0 10 Q25 0 50 10 T100 10 V20 H0 Z" fill="rgba(255,255,255,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23policy-waves)"/></svg>');
    opacity: 0.3;
}

.policy-cta-content {
    position: relative;
    z-index: 1;
}

.policy-cta h3 {
    font-size: 2rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.policy-cta p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.policy-cta-buttons {
    display: flex;
    gap: 1.5rem;
    justify-content: center;
    flex-wrap: wrap;
}

.policy-cta .btn {
    background: white;
    color: #1e40af;
    border: 2px solid white;
    padding: 16px 32px;
    font-size: 1.1rem;
    font-weight: 600;
}

.policy-cta .btn:hover {
    background: transparent;
    color: white;
    border-color: white;
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(255, 255, 255, 0.2);
}

.policy-cta .btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.7);
}

.policy-cta .btn-secondary:hover {
    background: white;
    color: #1e40af;
    border-color: white;
}

.policy-whatsapp-btn {
    background: linear-gradient(135deg, #25d366, #128c7e) !important;
    color: white !important;
    border: 2px solid #25d366 !important;
}

.policy-whatsapp-btn:hover {
    background: linear-gradient(135deg, #128c7e, #25d366) !important;
    color: white !important;
    border-color: #25d366 !important;
    box-shadow: 0 8px 25px rgba(37, 211, 102, 0.3) !important;
}

.policy-call-btn:hover {
    background: white !important;
    color: #1e40af !important;
    border-color: white !important;
}

/* Responsive Policy Section */
@media (max-width: 768px) {
    .policy {
        padding: 60px 20px;
    }

    .policy h2 {
        font-size: 2.2rem;
    }

    .policy-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .policy-card {
        padding: 2rem 1.5rem;
    }

    .policy-item {
        padding: 1rem;
    }

    .policy-item:hover {
        transform: none;
    }

    .policy-cta {
        padding: 2rem;
        margin-top: 3rem;
    }

    .policy-cta h3 {
        font-size: 1.6rem;
    }

    .policy-cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .policy-cta .btn {
        width: 100%;
        max-width: 280px;
    }
}

@media (max-width: 480px) {
    .policy-content {
        grid-template-columns: 1fr;
    }

    .policy-card {
        padding: 1.5rem;
    }

    .policy-icon {
        width: 60px;
        height: 60px;
    }

    .policy-icon i {
        font-size: 1.5rem;
    }

    .policy-card h3 {
        font-size: 1.3rem;
    }

    .policy-item h4 {
        font-size: 1rem;
    }

    .policy-item p {
        font-size: 0.9rem;
    }
}